Nebraska

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Ralston, Nebraska CD Rates – 18-Month

You are viewing rates from banks across Ralston





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Ralston, Nebraska . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Ralston, NE - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

1.25%

$10,000

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1.10%

$10,000

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1.10%

$50,001

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1.01%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$1,000

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1.00%

$10,000

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0.95%

$10,000

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0.90%

$10,000

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0.90%

$10,000

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0.89%

$100,000

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0.85%

$1,000

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| Jan 1, 2020

00Title1! Read More

0.85%

$10,000

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0.85%

$100

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0.85%

$10,000

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0.85%

$10,000

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0.80%

$1,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$100,000

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| Jan 1, 2020

00Title1! Read More

0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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| Feb 24, 2020

Adams County Bank was the only bank in the county that would set up an account for our newly-arrived family many years ago. We were forever grateful! Bob, retired IT professional Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$100,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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| Feb 24, 2020

Adams County Bank was the only bank in the county that would set up an account for our newly-arrived family many years ago. We were forever grateful! Bob, retired IT professional Read More

0.69%

$100,000

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0.66%

$10,000

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0.65%

$1,000

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0.65%

$1,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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| Sep 23, 2019

Access not. A good bank...whenever you save money to it their won't be any issue or problem but if you try to withdraw your money they will be telling you that you need to authorize.... Read More

| Jan 1, 2020

00Title1! Read More

0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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| Jan 1, 2020

00Title1! Read More

0.60%

$10,000

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0.60%

$10,000

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0.55%

$500

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.49%

$100,000

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| Feb 19, 2023

Does five point bank of Hastings cash a check through atm Read More

0.45%

$500

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.41%

$10,000

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0.40%

$500

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0.40%

$10,000

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0.40%

$100,000

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| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

| Jun 28, 2017

showmefivethousanddollars Read More

0.40%

$10,000

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0.40%

$10,000

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0.35%

$250

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0.35%

$10,000

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0.35%

$100,000

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0.35%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.29%

$10,000

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0.25%

$500

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$50,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

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0.10%

$10,000

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0.08%

$500

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Wells Fargo Bank, National Association
Kearney Main Branch
21 West 21st Street Kearney NE
Union Bank and Trust Company
Pawnee City Branch
514 G Street Pawnee City NE
Bank of Dixon County
412 Main Street Branch
412 Main Street New Castle NE
Western Nebraska Bank
Western Nebraska Bank Branch
301 Center Avenue Curtis NE
State Bank of Scotia
State Bank Of Scotia Branch
104 S Main St Scotia NE
Riverstone Bank
Tri Valley Bank Branch
223 Main Street Talmage NE
Bank of Hartington
Bank Of Hartington Branch
229 North Broadway Hartington NE
Citizens State Bank
Belden Branch
114 Nebraska Street Belden NE
State Bank of Scotia
State Bank Of Scotia Branch
104 S Main St Scotia NE
Citizens State Bank
Citizens State Bank Branch
209 3rd Street Carleton NE
Madison County Bank
Albion Branch
103 South Fourth Street Albion NE
Nebraska Bank
Spencer Branch
101 N Thayer St Spencer NE
Foundation One Bank
Foundation One Bank Branch
23804 Cedar Drive Waterloo NE
Pathway Bank
Pathway Bank Branch
306 High Street Cairo NE
Brunswick State Bank
Brunswick State Bank Branch
226 2nd St Brunswick NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Henderson State Bank
Henderson State Bank Branch
1040 North Main Street Henderson NE
Bank of Lindsay
Bank Of Lindsay Branch
102 Pine Street Lindsay NE
Nebraska Bank of Commerce
Nebraska Bank Of Commerce Branch
6000 Village Drive, Suite 100 Lincoln NE
State Bank of Table Rock
State Bank Of Table Rock, Dubois Branch
301 Miner Street Du Bois NE
Citizens Bank & Trust Company
Citizens Bank & Trust Company Branch
721 Seventh Street Saint Paul NE
First State Bank
First State Bank Branch
Broadway And Main Streets Randolph NE
Pinnacle Bank
Beatrice Branch
523 Court Street Beatrice NE
Custer Federal State Bank
Custer Federal State Bank Branch
341 South 10th Avenue Broken Bow NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
FirstBank of Nebraska
Firstbank Of Nebraska Branch
201 East 5th Wahoo NE
Exchange Bank
Exchange Bank Branch
14 La Barre Gibbon NE
Countryside Bank
Countryside Bank Branch
379 Main Street Unadilla NE
Adams County Bank
Adams County Bank Branch
401 N. Smith Avenue Kenesaw NE
Pinnacle Bank - Wyoming
Mitchell Branch
1511 Broadway Mitchell NE
Pathway Bank
Pathway Bank Branch
306 High Street Cairo NE
Columbus Bank and Trust Company
Columbus Bank And Trust Company Branch
2501 13th Street Columbus NE
First State Bank Nebraska
De Witt Branch
307 East Fillmore Avenue De Witt NE
Wahoo State Bank
Wahoo State Bank Branch
164 East 5th Street Wahoo NE
I3 Bank
Bank Of Bennington Branch
12212 North 156th Street Bennington NE
Enterprise Bank
Enterprise Bank Branch
12800 West Center Road Omaha NE
City Bank & Trust Co.
City Bank & Trust Co. Branch
2929 Pine Lake Road Lincoln NE
Nebraska State Bank
Nebraska State Bank Branch
301 Prairie Street Bristow NE
Custer Federal State Bank
Custer Federal State Bank Branch
341 South 10th Avenue Broken Bow NE
First National Bank in Ord
Greeley Cnb Community Branch
123 South Galway St Greeley NE
Cornerstone Bank
Polk Branch
190 N Main Street Polk NE
Dayspring Bank
Farmers State Bank Branch
234 S Commercial Ave Wallace NE
Cattle Bank and Trust
Cattle Bank And Trust Branch
104 South 5th Seward NE
Cornhusker Bank
Cornhusker Bank Branch
8310 O Street Lincoln NE
First Central Bank
Arapahoe Branch
415 Nebraska Avenue Arapahoe NE
First Central Bank McCook
First Central Bank Mccook Branch
904 North Highway 83 Mccook NE
Adams County Bank
Adams County Bank Branch
401 N. Smith Avenue Kenesaw NE
Farmers and Merchants Bank
Weeping Water Branch
201 Eldora Avenue Weeping Water NE
Security Bank
The Coleridge National Bank Branch
101 West Broadway Coleridge NE
Cedar Rapids State Bank
Cedar Rapids State Bank Branch
213 W Main St Cedar Rapids NE
Cedar Security Bank
Cedar Security Bank Branch
117 Main Street Fordyce NE
FirsTier Bank
Firstier Bank Branch
115 South Walnut Kimball NE
Bank of the Valley
Farmers State Branch
100 South 3rd Street Humphrey NE
First Bank and Trust of Fullerton
First Bank And Trust Of Fullerton Branch
230 Broadway Fullerton NE
Bank of Clarks
Farmers State Bank Of Silver Creek B Branch
Second And Vine Silver Creek NE
Scribner Bank
Scribner Bank Branch
400 Main Street Scribner NE
JONES BANK
The Jones National Bank And Trust Co Branch
203 So. 6th Street Seward NE
Access Bank
Bank Of Nebraska Branch
7223 South 84th Street La Vista NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Farmers and Merchants Bank
Weeping Water Branch
201 Eldora Avenue Weeping Water NE
First State Bank
620 West Main Street Branch
620 West Main Street Alma NE
The First National Bank of Johnson
The First National Bank Of Johnson Branch
125 Main Street Johnson NE
West Plains Bank
West Plains Bank Branch
200 North Main Street Ainsworth NE
First Community Bank
Bancroft Branch
N Main Street Bancroft NE
CHARTER WEST BANK
Pender Branch
610 4th Street Pender NE
Hershey Bank
The Hershey State Bank Branch
100 S. Lincoln Ave Hershey NE
Adams Bank & Trust
Imperial Branch
545 Broadway Imperial NE
Lincoln FSB of Nebraska
Lincoln Fsb Of Nebraska Branch
1101 N Street Lincoln NE
Platte Valley Bank
Minatare Branch
323 Main Street Minatare NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Platte Valley Bank
Platte Valley Bank Branch
606 Main Street North Bend NE
South Central State Bank
Oxford Branch
335 Ogden Oxford NE
Frontier Bank
Pender State Bank Branch
222 Main Street Pender NE
Great Plains State Bank
Great Plains State Bank Branch
140 Main Street Petersburg NE
Butte State Bank
Butte State Bank Branch
510 Thayer Street Butte NE
First Nebraska Bank
Emerson Branch
1000 Main Street Emerson NE
Scribner Bank
Scribner Bank Branch
400 Main Street Scribner NE
First Westroads Bank, Inc.
First Westroads Bank, Inc. Branch
15750 W Dodge Rd Omaha NE
MNB BANK
Mccook National Bank Branch
220 Norris Avenue Mccook NE
First State Bank
620 West Main Street Branch
620 West Main Street Alma NE
West Plains Bank
West Plains Bank Branch
200 North Main Street Ainsworth NE
Washington County Bank
Washington County Bank Branch
1523 Washington Street Blair NE
Nebraska State Bank
Nebraska State Bank Branch
301 Prairie Street Bristow NE
First National Bank in Ord
Greeley Cnb Community Branch
123 South Galway St Greeley NE
The Potter State Bank of Potter
The Potter State Bank Of Potter Branch
Front And Chestnut Potter NE
United Republic Bank
United Republic Bank Branch
111 North 181st Street Omaha NE
First Bank of Utica
First Bank Of Utica Branch
785 D Street Utica NE
Stockmens Bank
The State Bank Of Bartley Branch
402 Commercial Street Bartley NE
Western National Bank
Western National Bank Branch
523 Thayer Avenue Chester NE
F&M Bank
F&M Bank Branch
1701 Stone Street Falls City NE
Tecumseh Federal Bank
Tecumseh Federal Bank Branch
160 N 4th Street Tecumseh NE
BankFirst
Bankfirst Branch
100 North 13th Street Norfolk NE
Five Points Bank of Hastings
Five Points Bank Of Hastings Branch
2815 Osborne Drive West Hastings NE
Sandhills State Bank
Bank Of Keystone Branch
105 Inland Seas Keystone NE
First Northeast Bank of Nebraska
Hooper Branch
201 North Main Street Hooper NE
Bruning Bank
Bruning State Bank Branch
104 Main Street Bruning NE
Hershey Bank
The Hershey State Bank Branch
100 S. Lincoln Ave Hershey NE
Heartland Bank
Heartland Bank - Riverdale Branch
222 Third Avenue Riverdale NE
Columbus Bank and Trust Company
Columbus Bank And Trust Company Branch
2501 13th Street Columbus NE
Five Points Bank
Five Points Bank Branch
2015 North Broadwell Avenue Grand Island NE
West Gate Bank
West Gate Bank Branch
6003 Old Cheney Road, Suite 100 Lincoln NE
York State Bank
York State Bank Branch
700 Lincoln Avenue York NE
Commercial Bank
Commercial Bank Branch
Fourth And Main (S.W. Corner) Nelson NE
Arbor Bank
Arbor Bank Branch
911 Central Avenue Nebraska City NE
Genoa Community Bank
Genoa Community Bank Branch
Willard Avenue And Oak Street Genoa NE
Security First Bank
Cody Branch
104 East Nebraska Avenue Cody NE
F&M Bank
F&M Bank Branch
204 North Main Street West Point NE
Heartland Bank
Heartland Bank - Riverdale Branch
222 Third Avenue Riverdale NE
First Savings Bank
Omaha Branch
3540 South 84th Street Omaha NE
Premier Bank National Association
Premier Bank Branch
16802 Burke Street Omaha NE
Waypoint Bank
Cambridge Br Branch
707 Patterson Cambridge NE
Great Southern Bank
Fort Calhoun Branch
101 North 14th Street Fort Calhoun NE
Pinnacle Bank
Beatrice Branch
523 Court Street Beatrice NE
Nebraskaland Bank
Nebraskaland National Bank Branch
1400 South Dewey North Platte NE
York State Bank
York State Bank Branch
700 Lincoln Avenue York NE
Dundee Bank
Dundee Branch
5015 Underwood Avenue Omaha NE
Pinnacle Bank
Beatrice Branch
523 Court Street Beatrice NE
F&M Bank
F&M Bank Branch
1701 Stone Street Falls City NE
BankFirst
Bankfirst Branch
100 North 13th Street Norfolk NE
Pinnacle Bank
Beatrice Branch
523 Court Street Beatrice NE
Nebraska State Bank and Trust Company
Nebraska State Bank And Trust Compan Branch
945 South D Street Broken Bow NE
Nebraskaland Bank
Nebraskaland National Bank Branch
1400 South Dewey North Platte NE
Sidney Federal Savings and Loan Association
Sidney Federal Savings And Loan Asso Branch
1045 10th Avenue Sidney NE
UMB Bank, National Association
Umb Bank, National Association Branch
11808 West Center Road Omaha NE
Central National Bank
Superior Branch
411 North National Street Superior NE
Pinnacle Bank
Beatrice Branch
523 Court Street Beatrice NE
Heritage Bank
Stromsburg Bank Branch
200 East Third Street Stromsburg NE
F&M Bank
F&M Bank Branch
204 North Main Street West Point NE
Central National Bank
Superior Branch
411 North National Street Superior NE
Pinnacle Bank
Beatrice Branch
523 Court Street Beatrice NE
First National Bank of Omaha
Alliance Branch
124 West Third Street Alliance NE
U.S. Bank National Association
David City Branch
490 E Street David City NE


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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